What does it cost

When it comes to costing your Barclaycard Business services, we'll carefully consider your individual requirements and quote a competitive, tailor-made pricing solution for your business to ensure we provide you with real value for money.

Our charging structure is split into a number of key areas:

• A joining fee to cover the cost of setting up your account
• A charge based on a percentage of the value of credit card payments you accept.
• A flat fee for each debit card transaction
• Rental costs for any terminals or card machines

When setting these fees, we base our calculations on a number of factors, including your turnover, the average ticket price, and the ratio of credit card transactions to debit card payments.

Trading securely with Chip and Pin

In order to ensure that your transactions are secure, you need to make sure you always use chip and PIN and Card Security Code & Address Verification Services (CSC/AVS).

Using chip and PIN and CSC/AVS will not only give you a higher level of security, it will ensure that you are not paying additional costs by processing non-secure transactions. If you process securely using chip and PIN, you will not incur these charges.

Terminal costs

• You can rent a terminal or card machine from us. The cost varies according to the type of terminal you need. For example, more sophisticated terminals (such as portable) will cost a little more per month than basic counter top models.
• If you have your own terminal there is no charge unless it needs polling.